BibTex format
@inproceedings{Hand:2005:10.1057/palgrave.jors.2601932,
author = {Hand, DJ},
doi = {10.1057/palgrave.jors.2601932},
pages = {1109--1117},
publisher = {PALGRAVE MACMILLAN LTD},
title = {Good practice in retail credit scorecard assessment},
url = {http://dx.doi.org/10.1057/palgrave.jors.2601932},
year = {2005}
}