BibTex format
@article{Brentnall:2010:10.1177/1471082X0801000205,
author = {Brentnall, AR and Crowder, MJ and Hand, DJ},
doi = {10.1177/1471082X0801000205},
journal = {STATISTICAL MODELLING},
pages = {197--214},
title = {Predicting the amount individuals withdraw at cash machines using a random effects multinomial model},
url = {http://dx.doi.org/10.1177/1471082X0801000205},
volume = {10},
year = {2010}
}