Imperial College London

Professor Franklin Allen

Business School

Interim Dean of Imperial College Business School (ICBS)
 
 
 
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Contact

 

+44 (0)20 7594 9195f.allen Website CV

 
 
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Location

 

2.05B52-53 Prince's GateSouth Kensington Campus

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Summary

 

Publications

Citation

BibTex format

@article{Allen:2021:10.1561/114.00000007,
author = {Allen, HF and Gu, X and Jagtiani, J},
doi = {10.1561/114.00000007},
journal = {Review of Corporate Finance},
pages = {259--339},
title = {A survey of fintech research and policy discussion},
url = {http://dx.doi.org/10.1561/114.00000007},
volume = {1},
year = {2021}
}

RIS format (EndNote, RefMan)

TY  - JOUR
AB - The intersection of finance and technology, known as fintech, has resulted in the dramatic growth of innovations and has changed the entire financial landscape. While fintech has a critical role to play in democratizing credit access to the unbanked and thin-file consumers around the globe, those consumers who are currently well served also turn to fintech for faster services and greater transparency. Fintech, particularly the blockchain, has the potential to be disruptive to financial systems and intermediation. Our aim in this paper is to provide a comprehensive fintech literature survey with relevant research studies and policy discussion around the various aspects of fintech. The topics include marketplace and peer-to-peer lending; credit scoring; alternative data; distributed ledger technologies; blockchain; smart contracts; cryptocurrencies and initial coin offerings; central bank digital currency; robo-advising; quantitative investment and trading strategies; cybersecurity; identity theft; cloud computing; use of big data, artificial intelligence. and machine learning; identity and fraud detection; anti-money laundering; Know Your Customers; natural language processing; regtech; insuretech; sandboxes; and fintech regulations.
AU - Allen,HF
AU - Gu,X
AU - Jagtiani,J
DO - 10.1561/114.00000007
EP - 339
PY - 2021///
SN - 2693-9312
SP - 259
TI - A survey of fintech research and policy discussion
T2 - Review of Corporate Finance
UR - http://dx.doi.org/10.1561/114.00000007
UR - http://hdl.handle.net/10044/1/88298
VL - 1
ER -