BibTex format
@article{Allen:1999:10.1006/jfin.1999.0260,
author = {Allen, F},
doi = {10.1006/jfin.1999.0260},
journal = {JOURNAL OF FINANCIAL INTERMEDIATION},
pages = {5--7},
title = {The design of financial systems and markets},
url = {http://dx.doi.org/10.1006/jfin.1999.0260},
volume = {8},
year = {1999}
}