Institutuitions which participate in the Title IV Scheme and provide Federal loans are required to disclose the information below. Please contact the Student Financial Support team if you require further information about the content.
Widget - Student Finance information
The submission of Exit Counseling is mandatory before students withdraw or graduate. Exit Counseling helps you understand student rights and responsibilities as a loan borrower and provides useful tips to help manage loans. Exit Counseling can be completed via StudentLoans.gov.
At Imperia, we request all US loan recipients to complete Exit Counseling before th final disbursement.
Student Financial Support will email a copy of the Exit Counseling Guide produced by the US Department of Education to students who fail to complete exit counselling.
Student financial aid information
Information on the following topics can be found on our US student loans webpages
- Types of Loans
- How to Apply
- Eligibility requirements
- Methods and frequency of disbursements of receiving loans
- Rights and responsibilities of students receiving Title IV assistance
- Terms and Conditions
- Satisfactory Academic Progress (SAP) Reports
Academic programmes and accreditation
Programme information for prospective students is available at:
The College Charter and Statute gives Imperial its degree awarding powers.
Imperial’s main regulatory body is the Office for Students (OfS).
The individual faculty/department webpages provide details of courses taught in each faculty/department. These further provide details of accrediting agencies and governmental bodies which approve, accredit or license the school.
Cost of attending Imperial College London
Tuition fee information is available at:
Our Cost of living in London webpage provides information about:
- room and board
- books and supplies
- transportation costs
- other costs.
These estimated costs have been incorporated in the Cost of Attendance (COA) Excel documents, which are used to determine applicant's borrowing limits.
Withdrawal and return of funds
If you interrupt your study, withdraw or fall below half-time enrolment you must inform the Student Financial Support team immediately.
You may request a refund of your tuition fees if you withdraw from your study. The refund is calculated on the period of your attendance on the course. Further information about the refund policy via our Tuition Fees Payment Terms page. Please contact the the Tuition Fees team to request a refund upon withdrawal.
Under US Federal law, we are required to report any changes your enrolment within tight timescales. These include identifying any withdrawal within 14 days. We may be required to complete a Return to Title IV (R2T4) calculation and arrange for any ‘unearned’ loan funds to be returned to the US Department of Education. If the unearned funds have been paid to you, you may have to return these. However we will inform you of this by email. Please read the Return of Title IV Funds Policy 2021 for further details.
Loan funds must be returned in the following order:
- Federal Direct Loans
- Federal Direct Sunsubsidized loans (awarded to undergraduate students only)
- Federal PLUS and Grad PLUS loans.
Students right to review educational records
The Family Educational Rights and Privacy Act (FERPA) does not apply in the UK.
The EU’s General Data Protection Regulation (GDPR) and the UK Data Protection Act 2018 are new laws which have replaced the 1998 Data Protection Act. You can find more here.
Imperial will report attendance to National Students Loan Data System (NSLDS). Students can find information on the data they have consented to share in their MPNs/MPNs.
Services and facilities for students with disabilities
Information about services and facilities for students with disabilities including intellectual disabilities, is available from the Disability Advisory Service.
Terms and conditions under which students receive Federal Direct loans
Transfer of Credit Policies
These can be found on the Regulations webpage.
National Student Loan Data System (NSLDS)
If you borrow Federal loans we will submit details of your loan and enrolment to National Student Loan Data System (NSLDS).
Under strict regulations we are required to confirm your enrolment status every 60 days therefore please inform us immediately should you wish to Change, interrupt or withdraw from your course.
This data will be accessible by guarantee agencies, lenders and schools determined to be authorised users of the data system.
Information about any required and recommended textbooks for your course will be provided to you by your department. Please contact the relevant department for specific information about textbooks.
Completion/graduation and transfer-out rates
Peer to Peer File Sharing and Copyrighted materials
Private education loans & self certification
Information about applying for private educational loans is available under the 'Loan Options' section on our US student loans wepbage. Imperial will work with all private lenders as long as they are happy to issue loans to our students. At present, we are aware of one lender offering private loans, this is Sallie Mae. Please note that Sallie Mae is not a preferred lender and this does not represent a preferred lender arrangement.
The Private Loan Self Certification Form may be useful to students.
Drug and alcohol abuse prevention
Drug convictions will effect eligibility to the US federal loans and this has been outlined in section 483 of the Higher Education Act 1965. Eligibility to the US federal loans will be suspended if the conviction occurs whilst a student is in receipt of loan funds. In such cases, students will be liable for returning any us loans received during this ineligible period. The College will provide you with written notice of your loss of eligibility and advise on the methods of regaining eligibility.
Students may regain eligibility early by
- Completing an approved drug rehabilitation program or
- By passing two unannounced drug administered by an approved drug rehabilitation program.
Students with previous drugs convictions will be provided with a worksheet which needs to be completed to determine whether your conviction affects your eligibility. This will be sent to applicants as soon as they disclose the conviction when submitting the FAFSA.
The Home Office provide a list of penalties imposed on drugs convictions in the UK.
Missing students notification policy
You can see Imperial's Missing Student Policy here.
Entrance Counseling provides information about the loan process and explains your responsibilities and rights as a student borower. US Regulations require all first time borrowers to complete entrance counselling.
We require all applicants to complete entrance counselling via Studentloans.gov and submit this when applying for the US Federal Loans. The Entrance Counseling must be in place prior to any funds being disbursed from the U.S Department of Education.
One of the eligibility requirements to receive a Direct PLUS Loan is that the applicant must not have an adverse credit history. A credit check is performed to determine whether a Direct PLUS Loan applicant meets this requirement.
Applicants with adverse credit resulting from a credit check completed, may still be eligible to a Direct PLUS loan
- By using an endorser who agrees to repay the Direct PLUS Loan if the applicant does not pay it. Endorsers must not have adverse credit history.
- By documenting to the satisfaction of the U.S. Department of Education that there are extenuating circumstances related to your adverse credit history
If you apply for a PLUS loan and are notified of adverse credit you will be sent information about the above options to become eligible for the loans together with instructions on how to complete PLUS counselling.
Further information about this is available via Studentaid.ed.gov.
Title IV Loan Code of Conduct
The College’s Title IV Code of Conduct is as follows:
In order to prohibit a conflict of interest of an agent with respect to private education loans, all staff at the University with responsibility for US loans are prohibited from the following:
- Revenue-sharing arrangements with any lender
- Receiving gifts from a lender, a guarantor, or a loan servicer
- Contracting arrangements providing financial benefit from any lender or affiliate of a lender
- Directing borrowers to particular lenders, or refusing or delaying loan certifications
- Offers of funds for private loans
- Call centre or financial aid office staffing assistance
- Advisory board compensation.
All staff with responsibility for US loans are reminded at least annually of the code.
Imperial's Default Management Plan can be found here.
Gainful Employment (GE)
Imperial does not provide loans for Gainful Employment (GE) programs.
Due to the regulations set out by the US Education Department, and our current certification for Title IV funds, we are unable to provide Federal Aid for some of our programmes (courses). These ineligible courses are:
- MBA (Global online)
- MBA (Executive)
- MBA (Weekend)
- MBBS (clinical Medicine programmes)
- MA/MSc in Global Innovation Design
- Healthcare and Design (2YPT)
- Postgraduate Certificates
- Postgraduate Diplomas
- Distance Learning Courses
- Courses which involve study at an ineligible school
Contact us if you would like more information.
You may be able to request private loans via Sallie Mae. Please see our US student loans homepage for further details.
Leave of Absence (LOA)
Leave of Absence (LoA) Policy
A Leave of Absence must meet certain conditions to be considered as a temporary interruption in a student’s education instead of being counted as a withdrawal requiring us to perform a Return to Title IV (R2T4) calculation. If the student’s absence does not meet the conditions outlined below the student is considered to have ceased attendance and to have withdrawn from the school, and we are required to perform an R2T4 calculation.
For an LOA to qualify as approved:
• The student must request, and College must approve the LOA in accordance with College’s policy.
• There must be a reasonable expectation that the student will return from LOA.
• College cannot assess the student with any additional institutional charges.
• The LOA, together with any additional leave of absence, must not exceed a total of 180 days in any 12-month period.
• If the student has a Title IV loan, College must explain to the student prior to their leave the effects that their failure to return from an LOA may have on the loan repayment terms, including the expiration of the grace period. Please see the Student Zone page detailing the LOA policy.
College may not disburse Direct Loan funds to a student on an LOA. Your loan eligibility will be reassessed when you return from LOA and enrolled at least half-time.
Placement (Post-study employment) rates
The Destination of Leavers from Higher Education (DLHE) survey is available on the HESA website. The timeframes and methodology associated with this survey are also explained on this website. Data specific to Imperial is available on our Careers Service website.
Imperial's Safeguarding Policy can be found here.