Institutuitions which participate in the Title IV Scheme and provide Federal loans are required to disclose the information below. Please contact the Student Financial Support team if you require further information about the content.
Widget - Student Finance information
Student financial aid information
Information on the following topics can be found on our US student loans webpages
- Available loans
- Terms and conditions of the Title IV HEA loans
- Criteria for selecting recipients and for determining award amount
- Eligibility requirements and procedures for applying for aid
- Methods and frequency of disbursements of aid
- Rights and responsibilities of students receiving Title IV assistance
- Satisfactory Academic Reports
Academic programmes and accreditation
Programme information for prospective students is available at:
The College Charter and Statute gives Imperial its degree awarding powers.
Imperial’s main regulatory body is the Quality Assurance Agency for Higher Education (QAA). The QAA is an independent body which is responsible for safeguarding the standard and improving the quality of UK higher education. The QAA reports on how well each institution meets their responsibilities for assuring quality and standards, using processes of peer review. The QAA review involves a thorough evaluation of the institution's educational provision and results in a published report that makes judgments and recommendations about academic standards and quality, as well as highlighting good practice. Further information is available on our Academic governance webpages.
A complete list of Faculties and Departments is available on our Faculties and departments webpage. The individual faculty/department webpages provide details of courses taught in each faculty/department. These further provide details of accrediting agencies and governmental bodies which approve, accredit or license the school.
Cost of attending Imperial College London
Tuition fee information is available at:
Our Cost of living in London webpage provides information about:
- room and board
- books and supplies
- transportation costs
- other costs.
These estimated costs have been incorporated in the IC_CoA_2018_19, which is required to determine applicant's borrowing limits. There may be occasional additional costs for your course, if so these will be outlined by your department.
Withdrawal and return of funds
If you interrupt your study, withdraw or fall below half-time enrolment you must inform the Student Financial Support team immediately.
You may request a refund of your tuition fees if you withdraw from your study. The refund is calculated on the period of your attendance on the course. Further information about the refund policy is available on page 5 of the Imperial College London Miscellaneous Tuition Fees and Fee Policies 2017-18 available on the 2017-18 Tuition Fee pages. Please contact the the Tuition Fees team to request a refund upon withdrawal.
Under US Federal law, we are required to report any changes your enrolment within tight timescales. We may be required to complete a Return to Title IV (R2T4) calculation and arrange for any ‘unearned’ loan funds to be returned to the US Department of Education. If the unearned funds have been paid to you, you may have to return these. However we will inform you of this by email. Please read the Return Of Title IV Funds Policy 2018 for further details. An updated policy for 2018-19 will become available by August 2018.
Loan funds must be returned in the following order:
- Federal Direct Loans
- Federal Direct Sunsubsidized loans (awarded to undergraduate students only)
- Federal PLUS and Grad PLUS loans.
Students right to review educational records
The College respects the right of its staff, students and others to access any personal data about them which is being held in College data sets, either electronically or in a relevant filing system, as defined in the Data Protection Act 1998
- to check that it has been fairly obtained
- that it is accurate and
- to have such data corrected where necessary.
It also recognises the right of a data subject to withdraw consent to the processing of personal data where such processing could cause them significant damage or distress.
Services and facilities for students with disabilities
Information about services and facilities for students with disabilities including intellectual disabilities, is available from the Disability Advisory Service.
Terms and conditions under which students receive Federal Direct loans
Transfer of Credit Policies
National Student Clearinghouse
If you borrow Federal loans we will submit details of your loan and enrolment to National Student Loan Data System (NSLDS).
Under strict regulations we are required to confirm your enrolment status every 60 days therefore please inform us immediately should you wish to Change, interrupt or withdraw from your course.
This data will be accessible by guarantee agencies, lenders and schools determined to be authorised users of the data system.
Information about any required and recommended textbooks for your course will be provided to you by your department. Please contact the relevant department for specific information about textbooks.
The Destination of Leavers from Higher Education (DLHE) survey is available on the HESA website. The timeframes and methodology associated with this survey are also explained on this website. Data specific to Imperial is available on our Careers Service website.
Completion/graduation and transfer-out rates
Peer to Peer File Sharing and Copyrighted materials
Private education loans & self certification
Most students at Imperial are eligible for Federal Loans. Terms and conditions of Federal loans may be much more favourable than private education loans. These are often based on credit history and credit rates often vary.
Information about applying for private educational loans is available under the 'Loan Options' section on our US student loans wepbage. Imperial will work with all private lenders as long as they are happy to issue loans to our students. At present, we are aware of one lender offering private loans, this is Sallie Mae. Please note that Sallie Mae is not a preferred lender and this does not represent a preferred lender arrangement.
The Private Loan Self Certification Form may be useful to students.
Drug and alcohol abuse prevention
Drug convictions will effect eligibility to the US federal loans and this has been outlined in section 483 of the Higher Education Act 1965. Eligibility to the US federal loans will be suspended if the conviction occurs whilst a student is in receipt of loan funds. In such cases, students will be liable for returning any us loans received during this ineligible period. The College will provide you with written notice of your loss of eligibility and advise on the methods of regaining eligibility.
Students may regain eligibility early by
- Completing an approved drug rehabilitation program or
- By passing two unannounced drug administered by an approved drug rehabilitation program.
Students with previous drugs convictions will be provided with a worksheet which needs to be completed to determine whether your conviction affects your eligibility. This will be sent to applicants as soon as they disclose the conviction when submitting the FAFSA.
The Home Office provide a list of penalties imposed on drugs convictions in the UK.
Missing students notification policy
Entrance counselling provides information about the loan process and explains your responsibilities and rights as a student borower. US Regulations require all first time borrowers to complete entrance counselling.
At Imperial we require all applicants to complete entrance counselling via Studentloans.gov and submit this with their completed IC_CoA_2018_19 when applying for the US Federal loans. The entrance counselling must be in place prior to any funds being disbursed from the U.S Department of Education.
The submission of exit counselling is mandatory before students withdraw or graduate. Exit counselling helps you understand student rights and responsibilities as a loan borrower and provides useful tips to help manage loans. Exit counselling can be completed via StudentLoans.gov.
At Imperial we require all US loan recipients to complete exit counselling before the final disbursement is processed.
Student Financial Support will email a copy of the exit counselling guide, produced by the US Department of Education to students who fail to complete exit counselling.
One of the eligibility requirements to receive a Direct PLUS Loan is that the applicant must not have an adverse credit history. A credit check is performed to determine whether a Direct PLUS Loan applicant meets this requirement.
Applicants with adverse credit resulting from a credit check completed after 29 March 2015 may still be eligible to a Direct PLUS loan
- By using an endorser who agrees to repay the Direct PLUS Loan if the applicant does not pay it. Endorsers must not have adverse credit history.
- By documenting to the satisfaction of the U.S. Department of Education that there are extenuating circumstances related to your adverse credit history
If you apply for a PLUS loan and are notified of adverse credit you will be sent information about the above options to become eligible for the loans together with instructions on how to complete PLUS counselling.
Further information about this is available via Studentaid.ed.gov.
Title IV Loan Code of Conduct
The College’s code of conduct for US loans is as follows:
In order to prohibit a conflict of interest of an agent with respect to private education loans, all agents at the University with responsibility for US loans are prohibited from the following:
- Revenue-sharing arrangements with any lender
- Receiving gifts from a lender, a guarantor, or a loan servicer
- Contracting arrangements providing financial benefit from any lender or affiliate of a lender
- Directing borrowers to particular lenders, or refusing or delaying loan certifications
- Offers of funds for private loans
- Call centre or financial aid office staffing assistance
- Advisory board compensation.
All agents with responsibility for US loans are reminded at least annually of the code.