BibTex format
@article{Thomas:2005:10.1057/palgrave.jors.2602018,
author = {Thomas, LC and Oliver, RW and Hand, DJ},
doi = {10.1057/palgrave.jors.2602018},
journal = {JOURNAL OF THE OPERATIONAL RESEARCH SOCIETY},
pages = {1006--1015},
title = {A survey of the issues in consumer credit modelling research},
url = {http://dx.doi.org/10.1057/palgrave.jors.2602018},
volume = {56},
year = {2005}
}