BibTex format
@inbook{Gale:1996,
author = {Gale, DM and Allen, F},
booktitle = {Universal Banking: Financial System Design Reconsidered},
editor = {Saunders and Walter},
publisher = {Irwin},
title = {Universal Banking, Intertemporal Risk Smoothing, and European Financial Integration},
year = {1996}
}