BibTex format
@article{Allen:2014:jae/eju015,
author = {Allen, F and Carletti, E and Cull, R and Qian, JQ and Senbet, L and Valenzuela, P},
doi = {jae/eju015},
journal = {JOURNAL OF AFRICAN ECONOMIES},
pages = {614--642},
title = {The African Financial Development and Financial Inclusion Gaps},
url = {http://dx.doi.org/10.1093/jae/eju015},
volume = {23},
year = {2014}
}