BibTex format
@unpublished{Allen:2014,
author = {Allen, HF and Goldstein, I and Jagtiani, J and Lang, W},
publisher = {FRB of Philadelphia},
title = {Enhancing Prudential Standards in Financial Regulations},
url = {http://papers.ssrn.com/sol3/papers.cfm?abstract_id=2541672},
year = {2014}
}